The core policy is garage keepers legal liability — it covers customer vehicles in your care, which standard general liability specifically excludes. Add general liability, commercial property for your printer and equipment, inland marine if you do mobile installs, and workers' comp once you have employees. A small shop typically pays $5,000–$12,000/year all-in. Full breakdown: wraptor.io/blog/wrap-shop-insurance-guide.
Wraptor is the all-in-one app for vehicle wrap, tint, and PPF shops — jobs, fleet and single-vehicle quoting, invoicing with deposits, proofing, inventory, and AI design in one login.